General Loans Conditions in Carriedo
Free first loan: NO
Possible loan amount: from PLN 1,500 to PLN 10,000
Possible loan period: 6 to 24 months
Age: min. Eighteen years
Payday loan: about 15 minutes
Directions are checked by Carriedo:
Example of Representative Loans in Carriedo:
Loan amount: 3580 PLN, interest: 678 PLN, commission: 2614 PLN, in total: 6873 PLN. Interest rate: 6.3%, average APY: 108%. Period: 23 months, min. – maximum period: 6 – 24 months, APRC (min. – max.): 43% – 152%.
Documents Required for Submitting the proposal:
- ID card (information from this document should be provided in the loan application),
- bank account of which you are the sole owner (necessary to confirm the identity and / or payment of the loan),
- e-mail adress,
- mobile phone,
- Polish nationality,
To get a loan in Carriedo you must have: min. Eighteen years
FEES AND DELAYS COSTS
Charges fees and delay Costs in Payment:
Interest: for a sample loan PLN 2,000 for 12 months – PLN 192,00
Fee for extending the payment deadline:
No possibility to extend the loan repayment date. If you are late with the return of borrowed money, Carriedo Now will charge you with penalty interest for each day of delay (read below for details).
Costs of delay in repayment:
If you are late with timely repayment of your loan, Carriedo Now will add additional costs in the form of statutory interest (Article 481 § 21 of the Civil Code).
For a loan of PLN 2,000.00, it will be PLN 0.77 for each day of delay.
Other effects of non-payment of the loan within:
- the lender will charge interest and commission in accordance with the standard repayment terms,
- the lender can sell your loan to a debt collection company or directly refer the case to court, and you will be charged for such actions,
- in the case of a delay exceeding 60 days, you will be entered in the BIG and BIK debtors’ registers, which will reduce your creditworthiness and reduce the chance for another loan.